Hospitality Insurance in Florida
Restaurants, bars, caterers, and event venues operate in one of the highest-liability industries there is — food, alcohol, customers on premises, and a workforce on the move. Gateway Insurance Associates builds commercial coverage that protects your operation from the front door to the back of the house.
Coverage Built for Restaurants, Bars & Venues
- General Liability Insurance — Coverage for slip-and-fall, foodborne illness, and other third-party claims.
- Liquor Liability Insurance — Protection for businesses that serve, sell, or manufacture alcohol — required by most Florida landlords and lenders.
- Commercial Property Insurance — Building, equipment, inventory, and tenant improvement coverage.
- Business Interruption Insurance — Replaces lost income when a covered loss forces you to close.
- Workers’ Compensation — Required coverage for kitchen, bar, and front-of-house employee injuries.
- Commercial Auto Insurance — For catering vans, delivery vehicles, and shuttle service.
- Cyber Liability Insurance — Protection against POS system breaches and customer payment data exposure.